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Civil Liability Protection insurance, Legal Expenses Protection and Personal Accident cover

Professional Individual members of the Foundation for Community Dance benefit from three separate insurance policies comprising:

  1. Civil Liability Protection (includes Public & Products Liability, Professional Indemnity and Libel & Slander protection) - Civil Liability Protection is the generic term for an insurance policy that includes cover for the following: Professional Indemnity, Public & Products Liability, Libel and Slander insurances. The limit of indemnity is £10 million
  2. Legal Expenses protection - Including the defence of criminal prosecution, civil defence and arrest assistance in respect of allegation of abuse.
  3. Personal Accident cover - Personal Accident cover is an additional benefit provided for insured members.

A brief summary of the cover (and excluded activities) is available to download to the right of this page.

NEW for 2012! Employers Liability insurance cover

From 1 April 2012, Employers Liability insurance cover will be available as an option to ‘add on’ to the Civil Liability protection included within Professional Individual Membership.

Who is it for?
The Employers Liability add-on is for those engaging employees, volunteers and/or other artists on an occasional basis, such as helping out with a project, performance or workshop. Please see full details on the Employers Liability insurance page.

How much does it cost?
The add-on costs £45.00 and can be purchased at any time throughout the insurance year.

How do I get it?
Please see the Employers Liability page for further information and to find out if your work meets the criteria in order to obtain the cover.


Please also see the FAQ's page for further information concerning insurance. If your question is not listed within the FAQ's, or you would like to discuss your specific requirements, please contact Michael Cashmore, Perkins Slade Ltd. on 0121 698 8052.

Cost of Professional Individual membership inc. insurance

The insurances provided are included as a benefit of Professional Individual Membership of the Foundation for Community Dance. Membership runs from 1 April to 31 March each year, with current year 2012/13 prices as follows:

  • Joining between 1 April - 31 July costs from £78
  • Joining between 1 August - 30 November costs from £52
  • Joining between 1 December - 31 March costs from £26

(The above amounts are based on an annual turnover of up to £25,000. For information on higher turnover membership fees, please see the membership form on the Professional Individual membership page. All fee categories are subject to a one off joining fee of £10)

Prices are inclusive of VAT

Joining at any point in the year provides you with Professional Individual membership including insurance until 31 March.

These insurances have been arranged by specialist brokers Perkins Slade Ltd. one of the largest privately owned independent insurance brokers and risk management consultants in the United Kingdom. They are insurance brokers to over 300 Governing and Representing Bodies of sport and recreation in the United Kingdom. For more information see www.perkins-slade.com

CRB Enhanced Disclosures

We suggest that anyone applying for, or renewing Professional Individual Membership has a CRB Enhanced Disclosure if they work frequently with children and young people or vulnerable adults. More information about Disclosures is available here. Application forms can be obtained from Lead Countersignatory Shelley Trevelyan, Membership Services Coordinator by emailing shelley@communitydance.org.uk or by calling 0116 253 3453.

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How do I apply?

Joining FCD is easy - visit our join page here - you can join and pay online or pay by monthly Direct Debit. Cover commences on the day your payment or Direct Debit mandate is received by Foundation for Community Dance.